Transfer Funds

Send Money to Friends and Family

Transferring money in and out of your account is easy with Community Trust Bank’s People Pay services. With a few clicks, you can send or receive money with both Community Trust Bank accounts and with external, US-based bank accounts. 

Payment TypeTransaction MethodTransaction LimitDaily LimitNext Step
A2A*

Account to Account Transfer (Sender needs to know the Recipient’s Routing & Transit and Account Number. This is also used for External Account Transfers.)

Payments are sent in the next ACHwindow and received in 1-2 days. 

Account to
Account

$2,000.00

$4,000.00

Log In to your online banking
PayPal*

Send instantly to a Recipient's PayPal account. (Senders need to know the Recipient's e-mail address or mobile/cell phone)

PayPal Id (FIS Defined)

Payments are sent immediately. 

E-mail or Phone

$2,000.00

$4,000.00

Log In to your online banking
Recipient Chooses (RC)* & **

Allow the Recipient to decide how to receive the money. An e-mail or text message with instructions detailing how the Recipient can get the money is sent by the Sender.

When making the payment, the Sender determines if the Recipient will receive an e-mail or a text notification. This type of payment may be canceled by the Sender while it is in an Unclaimed status. It cannot be canceled if the payment has been claimed, declined, or expired.

Payments are sent after the recipient enters their account information. Payments are usually received in 2-3 days. 

E-mail or Phone

$2,000.00

$4,000.00

Log In to your online banking

*This type of payment may be canceled by the Sender while it is in an Unclaimed status.  It cannot be canceled if the payment has been claimed, declined, or expired.
**Payments are sent after the recipient enters their account information. Payments are usually received in 2-3 days.