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Health Savings Account Card.

Access your health savings account funds where ever and whenever you need them. (FDIC Insured)

With your Community Trust Health Savings Account Card, you can pay for your qualified medical expenses right at the point of purchase - no paperwork required.

Health Savings Accounts allow individuals to save for future health expenses on a tax-preferred basis. Anyone covered by a High Deductible Health Plan who has no other first dollar coverage may establish a HSA.

Health Savings accounts are portable. You can keep your HSA even if you change jobs, change medical coverage, become unemployed, move to another state, or change your marital status.

Community Trust offers Health Savings Accounts as an interest-bearing checking account with the following advantages:

  • No service charge
  • Free debit card to access funds
  • Competitive interest rates
  • Tax Advantages of Health Savings Accounts*
  • Contributions to Health Savings Accounts are tax deductible. Contributions made by employers are not taxed to either the employer or the employee and can also be made on a pre-tax basis through payroll deduction. Interest earnings on Health Savings Accounts are also tax-free.

Health Savings Accounts are an excellent tool to save for future health expenses. If you are interested in opening a Health Savings Account or have any questions, just ask any Community Trust Personal Banker or e-mail hsa@ctbonline.com.

Learn more about Health Savings Accounts by visiting www.treas.gov.

*Consult your tax advisor.