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Press Releases.

May 14, 2012

Community Trust Bank to Break Ground on New Banking Centers in Madison and Flowood

New Facilities Mark Bank’s Continued Growth and Customer Satisfaction in Central Mississippi

Jackson, MS –Community Trust Bank will break ground on two new banking centers in May, demonstrating a continued commitment to expansion and investment in the greater Jackson area. Located in Flowood and Madison, these centers are slated to open in the fourth quarter of 2012.

The new Flowood Banking Center groundbreaking will take place at 10:00 a.m. on May 22, 2012, at 203 Promenade Boulevard, Flowood, MS, 39222. Joining representatives of Community Trust Bank will be The Chamber of Flowood President Keith Clair, Rankin County Chamber of Commerce President Debbie Brinson, and City of Flowood Mayor Gary Rhoads.

The new Madison Banking Center groundbreaking will be at 2:00 p.m. on May 24, 2012, at 1910 Main Street, Madison, MS 39110. Madison The City Chamber of Commerce President Jane Bell, Madison County Chamber of Commerce President Sharon Moulder, and Madison The City Mayor Mary Hawkins Butler will join Community Trust Bank for this celebration.

“Groundbreakings are representative of Community Trust Bank’s growth in Mississippi and our commitment to our customers and communities,” said Larry Ratzlaff, Regional President for Community Trust Bank. “Growth is a direct result of customer satisfaction, which is always our number one goal. As an organization, Community Trust Bank is committed to helping its communities prosper and grow. We feel moving to the Flowood area and establishing a presence on Main Street in Madison demonstrates our commitment as we continue to execute our planned development in central Mississippi.”

Community Trust Bank will open the Highland Colony Financial Center in Ridgeland later this summer. The financial center at 1063 Highland Colony Parkway broke ground in October 2011. The two-story building will feature state-of-the-art technology and include multiple drive-thru lanes. Dialogue towers will also be featured in the lobby, which offer a more customer friendly environment for conducting transactions.

About Community Trust Bank

Community Trust Bank, a century year old, Louisiana-chartered bank, provides a wide range of traditional banking services with 30 banking centers throughout north Louisiana, north Texas, and north and central Mississippi. Community Trust Bank is a wholly-owned subsidiary of Community Trust Financial Corporation, a financial holding company with assets over $2.5 billion. Community Trust Financial Corporation’s common stock is not listed on any exchange and is traded through individually negotiated transactions. To learn more, visit Community Trust’s website at ctbonline.com.